Check your wallet

You might not know it, but you could have a passport, credit or debit card that uses a tiny computer chip and a radio antenna to transmit account information from your card—even when it's in your wallet!.

MasterCard uses “PayPass” to identify the cards. Chase bank coined the term “Blink.” Some contactless cards, which use a radio frequency identification, or RFID, chip, might simply have a symbol on the card consisting of four curved lines. An industry newsletter, The Nilson Report, says 45 million contactless chip cards are in circulation in the U.S.

The cards are touted as convenient, but they are also vulnerable to being skimmed without ever leaving your pocket. The information communicated from your card to a card reader can be enough to create a counterfeit card that can be successfully used to make an unauthorized purchase.

The basic equipment needed for that form of fraud is readily
available to would-be crooks. An electronic card reader
available online for less than $100 can be connected
to a laptop to store skimmed information.

“If I put a reader next to a turnstile at Grand Central Terminal at rush hour, I could probably capture data from 5,000 cards in an evening, and what you’re getting from each one is enough to initiate a transaction,” says Mark Rasch, a former Justice Department computer-crime prosecutor who serves as director of cybersecurity and privacy consulting at CSC, a business technology firm.

We at RedCap Luggage & Gifts are equiped to help the consumer.  After being "scanned" herself, the owner of RedCap Luggage & Gifts in Whitefish Bay, Wisconsin made a conscious decision to only stock the shelves with RFID BLOCKING wallets, purses and totes.